IDFC First Credit card - Lifetime free credit card, Never expiring rewards
Lifetime FREE - No joining or Annual Fee
Reward Points NEVER Expire - Unique Feature
No interest on ATM withdrawals till 48 days
Offer Details

About IDFC First Credit Card -

  • Lifetime FREE Credit Card - No joining fee, no annual fee

  • Reward Points NEVER expire

  • You can withdraw money from ATM without any interest for 48 days

  • Great partner offers on stores like Myntra, Flipkart, Ajio, etc. See 'Partner Discounts' section below


Other Amazing Offers -

  • Upto 10X Reward Points on your spending (value back of upto 2%)

  • Rs 500 Gift Voucher on spending Rs 15,000 in the first 90 days

  • 25% Discount on Movie tickets (upto Rs 100) on Paytm App

  • Complimentary roadside assistance worth Rs 1,399

  • 4 Complimentary Railway Lounge visits per quarter

  • 4 Complimentary Domestic Airport Lounge visits per quarter on IDFC FIRST Select Credit Card on monthly spends over Rs 5000

  • Fuel surcharge waiver of 1% (Upto Rs 200/month)


Partner Discounts -

  • 10% Instant discount on Flipkart

  • 10% Instant discount on Myntra, AJIO, Tata CliQ , 1MG

  • 15% Instant discount on Tata CliQ Palette , Sugar cosmetics, Zomato

  • 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc.

  • See all offers here: https://idfcfirstrewards.poshvine.com/offers


Fees & List of all charges

  • Joining Fees: Nil

  • Annual Fees: Nil


Documents Needed

  • ID Proof

  • Address Proof

  • Income Proof

  • PAN Card/Form 60


Eligibility Criteria

  • Employment Status: Salaried or Self-Employed

  • Income group: Rs 25,000 per month

  • Required Age: 21-60 years (Salaried), 25-60 years (Self employed)

  • Minimum Cibil Score Required: 750+


How to Avail the Offer

  • User will be redirected to the Bank's website

  • Click Apply Now and do OTP verification

  • Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of IDFC First Bank

  • Application will be submitted and a confirmation SMS will be sent on approval of the application