HDFC RuPay Credit Card – New World of 'Credit + Convenience'
Pay via UPI - It's a RuPay Card
Earn Upto 3% CashPoints*
Exclusive Milestone Benefits
Offer Details

About HDFC RuPay Credit Card -

  • Rupay Card Pay Via UPI

  • 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)

  • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)

  • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month

  • Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.

  • Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.


Other Amazing Offers -

  • Leverage revolving credit facilities at nominal interest rates.

  • Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.

  • You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.

  • The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form


Fees & List of all charges

  • Joining Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)

  • Annual Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)


Documents Needed

  • Address Proof - Aadhaar, Passport, Latest utility bills

  • ID proof - PAN, Voter ID, Passport

  • Income proof - Bank Statement, Salary Slips


Eligibility Criteria

  • Required Age: 21 - 65 years

  • Employment status: Salaried or Self-Employed

  • Minimum Income: Rs. 20,000 per month (Salaried)

  • Minimum Income: Rs. 50,000 per month (Self-Employed)

  • Credit score: 700+

  • You should be citizen of India or a Non-Resident Indian


How to Avail the Offer

  • User will be redirected to HDFC Bank's website

  • Click Login/Join Now and do OTP verification

  • You will see the cards you are eligible for, select the card and provide the required details

  • Application will be submitted and a confirmation SMS will be sent on approval of the application

  • Profit will track within 72 Hours after Application ID Generation of Card Approval