AU Bank Altura Credit Card – Enjoy the limitless spending and wide variety of cashback
0% Instant Discount on Zomato, Croma, Myntra & More
8 complimentary lounge access per year
Get Upto Rs 300 AU Cashback in the first 2 months
Offer Details

About AU Bank Altura Credit Card -

  • Enjoy the limitless spending and wide variety of benefits like cashback, Fuel waiver, railway lounge benefits & More!

  • 5% Cashback on minimum Rs 2,500 retail spends done within first 60 days of card setup (Maximum cashback per statement cycle is Rs 150)


Features of the Card -

  • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)

  • 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)

  • Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle

  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra

  • 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country

  • Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice


Partner Offers -

  • 10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000

  • Additional 10% Off upto Rs 1000 on Myntra

  • 10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500

  • 15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500

  • Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000


Fees & List of all charges -

  • Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)

  • Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)


Eligibility Criteria -

  • Required Age: 21-60 years

  • Employment status: Salaried or self-employed

  • Salaried: Starting from Rs 25,000 Monthly

  • Self Employed: Starting from Rs 25,000 Monthly

  • Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000

  • No Delayed Payments in the last 12 months

  • Required Credit Score: 700+


Documents Needed -

  • Valid PAN Card

  • Aadhar Card - should be linked to Mobile (For EKYC)

  • Address proof

  • Income Proof (if opted for Income surrogate)


How to Avail the Offer -

  • User will be redirected to AU Bank's website

  • Click Login/Join Now and do OTP verification

  • Select AU Bank Altura Credit Card and provide the required details

  • Application will be submitted and a confirmation SMS will be sent on approval of the application